Cool weather, cozy homes, and surprisingly good financial timing. October quietly delivers some of the year’s best opportunities for buyers, savers — and costume-clad children!

Many homeowners set a goal of owning their home free and clear, with no monthly payment to stifle vacation plans, keep them from buying the newest gadgets, or to prevent an investment in another dream. Before you pay extra toward your principal balance, consider the pros and cons. Depending on your situation, prioritizing other investments can be a smarter financial move than eliminating your monthly mortgage payment.

Nothing sets the mood for October more than the seasonal taste of pumpkin spice. Grab one of these Pumpkin Spice Bites for some fall-flavored energy while you’re preparing for Halloween. This easy, no-bake recipe will become your favorite power-packed snack in no time!

Many homeowners dream of owning their home free and clear. But is paying extra toward your mortgage the best way to put your money to work?

Your food choices say a lot about your personality. At this weekend’s Halloween festivities, the dish you gravitate toward might just spark an unexpected conversation. Keep reading to discover which spooky personalities you could encounter while waiting in line for your favorite dish.