There are so many ways to stay cool in July. You can take a swim, move your sports-viewing inside, or enjoy a beloved summer treat. Along the way, there's plenty of reason to look out for the people you love, your home, and the planet.

It's human nature to cling to what feels safe and familiar. But sometimes, the familiar can give a false sense of security. For many homeowners, that security comes in the form of a low mortgage rate that they don’t want to give up. The idea of letting go of such a low rate can feel counterintuitive — or downright painful. Perhaps you want to move, but you can’t justify trading a 3% or 4% rate for a 6% one. Maybe the math just doesn’t check out for you. Or does it?

The return of summer calls for fresh, seasonal ingredients. This strawberry‑avocado salsa is perfect for patio snacking with friends — or piled on top of grilled chicken, shrimp, or fish. Go ahead and double the recipe … you’ll need it!

Millions of homeowners are delaying major life choices because of one factor: their mortgage rate. If that’s you, find out what holding on might really be costing you.

June packs a lot into sun-filled days … meaningful celebrations, well-deserved downtime, and reasons to feel great about owning a home. Dive in!